jStack

Retail

Connect every store, checkout and customer payment experience.

Power online payments, QR, POS, SoftPOS, gift cards, wallets and merchant settlement through unified retail financial infrastructure.

Talk to an Expert Explore Retail Payments ↓
Store Operationsdemo data

stores

412

terminals

1,908

today

2.14M

gift card float

640K

  • StoreStore 014 · Central
    ChannelPOS
    Volume184,200.00
    Refunds1,240.00
    Settlementsettled
  • StoreOnline
    ChannelGateway
    Volume902,400.00
    Refunds12,800.00
    Settlementprocessing
  • StoreStore 088 · Mall
    ChannelQR
    Volume64,900.00
    Refunds310.00
    Settlementsettled
  • StorePop-up 03
    ChannelSoftPOS
    Volume18,050.00
    Refunds0.00
    Settlementpending

Industry Challenge

Retail payments happen everywhere. Infrastructure needs to connect them.

  • Physical stores with varied device estates
  • Online checkout across web and app
  • Multiple payment methods per market
  • Merchant device provisioning and support
  • Refunds and reversals across channels
  • Store-level settlement and payouts
  • Gift card issuance and redemption
  • Loyalty and wallet experiences

What jStack Enables

One acceptance layer across every retail channel.

Key Use Cases

Retail programmes built on jStack.

  • 01

    Omnichannel Acceptance

    Online and in-store payment infrastructure on one core.

  • 02

    POS & SoftPOS

    Manage terminals, mobile acceptance and merchant devices.

  • 03

    QR Payments

    Enable scan-and-pay experiences at any counter.

  • 04

    Gift Cards

    Build branded or marketplace gift-card experiences.

  • 05

    Merchant Settlement

    Track and distribute merchant and store funds.

  • 06

    Retail Wallets

    Create customer or merchant stored-value experiences.

Retail Architecture

Every checkout path lands in one merchant infrastructure.

Customer

  • Web
  • App
  • QR
  • POS
  • SoftPOS
  • jStack Merchant Infrastructure

Modules

  • Gateway
  • Wallet
  • Merchant
  • Gift Cards

Connected

  • Payment Networks
  • Banks

Outcome

  • Settlement & Reconciliation

Capabilities

Store, device and settlement operations.

  • Store Onboarding
  • Terminal Management
  • Online Checkout
  • QR Acceptance
  • SoftPOS
  • Refunds & Reversals
  • Gift Card Issuance
  • Redemption
  • Merchant Balances
  • Settlement
  • Payouts
  • Reporting
Store Operationsdemo data

stores

412

terminals

1,908

today

2.14M

gift card float

640K

  • StoreStore 014 · Central
    ChannelPOS
    Volume184,200.00
    Refunds1,240.00
    Settlementsettled
  • StoreOnline
    ChannelGateway
    Volume902,400.00
    Refunds12,800.00
    Settlementprocessing
  • StoreStore 088 · Mall
    ChannelQR
    Volume64,900.00
    Refunds310.00
    Settlementsettled
  • StorePop-up 03
    ChannelSoftPOS
    Volume18,050.00
    Refunds0.00
    Settlementpending

Relevant jStack Products

The jStack products behind this solution.

Retail estates combine POS & SoftPOS and QR Payments in store with the Payment Gateway online, settled via Payouts.

Business Benefits

Outcomes for retail operators.

  • Unified Payment Acceptance

    One core behind every channel.

  • Omnichannel Experience

    Consistent payments online and in store.

  • Central Merchant Operations

    Stores, devices and users in one console.

  • Faster Settlement Visibility

    Track funds per store and channel.

  • New Digital Revenue

    Gift cards, vouchers and digital products.

  • Configurable Infrastructure

    Adapt payment behaviour per market.

Who It's For

For retail and commerce businesses.

  • Retail Chains
  • E-commerce Businesses
  • Franchises
  • Marketplaces
  • Merchant Aggregators
  • Consumer Brands

Related Solutions

Related Industries

Build one payment infrastructure across every retail channel.

Talk to our team about acceptance, devices, gift cards and settlement.

Talk to jStack