Programmable Money

Make money move according to rules.

Embed conditions, policies and automated workflows into how digital value is held, transferred and spent.

Talk to an Expert Explore Programmable Money ↓

Rule Builderpolicy_2291 · draft saved

IFTransaction Type = Merchant Payment
ANDAmount < 10,000
ANDCategory = Travel
THENApprove Automatically
ELSERequire Approval

status

active

priority

usage

1,204

last triggered

6 min ago

Core Concept

Move from transactions to policy-driven financial workflows.

Money / Balance

Rules

Conditions

Events

Programmable Financial Action

Core Capabilities

Financial policy as a programmable surface.

Spending Rules

Define how, where or when money can be used.

Transaction Limits

Configure thresholds by amount, frequency or context.

Conditional Transfers

Trigger money movement when predefined conditions are met.

Time-Based Logic

Support scheduled or time-limited financial rules.

Purpose-Bound Value

Restrict value to specific categories, merchants or use cases where supported.

Approval Logic

Add manual or automated approval steps.

Event-Driven Payments

Trigger transactions from external application events.

Policy APIs

Expose financial rules through programmable interfaces.

Policy Console

Every rule, its priority and how often it fires.

Active Policiesoperations console

Policy	Scope	Condition	Action	Priority	Usage	Last Triggered	Status
pol_2291	Corporate Cards	Travel < 10,000	Auto-approve	02	1,204	6 min ago	active
pol_2304	Wallet	Weekly cap 25,000	Block	01	318	22 min ago	active
pol_2318	Agent Payments	Amount > 50,000	Require approval	03	94	2 hrs ago	active
pol_2320	Benefits	Category = Grocery	Allow	04	6,102	Just now	pending

Policypol_2291
ScopeCorporate Cards
ConditionTravel < 10,000
ActionAuto-approve
Priority02
Usage1,204
Last Triggered6 min ago
Statusactive
Policypol_2304
ScopeWallet
ConditionWeekly cap 25,000
ActionBlock
Priority01
Usage318
Last Triggered22 min ago
Statusactive
Policypol_2318
ScopeAgent Payments
ConditionAmount > 50,000
ActionRequire approval
Priority03
Usage94
Last Triggered2 hrs ago
Statusactive
Policypol_2320
ScopeBenefits
ConditionCategory = Grocery
ActionAllow
Priority04
Usage6,102
Last TriggeredJust now
Statuspending

Architecture

A policy layer in front of every rail.

Trigger

Application
AI Agent
Business Workflow

jStack Policy Layer

Controls

Rules
Limits
Conditions
Approvals

Instruments

Wallet
Account
Stablecoin
Payment

Execution

Financial Rail

Use Cases

Rules that fit real operating models.

Corporate Spend
Government Benefits
Escrow-Like Workflows
Marketplaces
Supply Chain Payments
Incentives
Stablecoin Payments
AI Agent Spending Controls

Turn financial policy into programmable infrastructure.

Conditions, approvals and automated money movement through one policy layer.

Build with jStack