Agent Identity

Give every financial agent a verifiable identity.

Establish who an AI agent represents, what authority it has and which financial actions it is permitted to perform.

Agent Registrydummy data
Agent
Travel Booking Agent
Agent ID
agent_travel_04
Principal
Acme Corp
Status
active
Environment
production
Spend limit
$10,000 / day
Valid until
30 days

Core Problem

Financial systems cannot trust an anonymous agent.

Traditional APIs identify applications or users. Agentic systems require another identity layer.

  • Which agent is acting
  • Who owns or controls the agent
  • Which user or organization delegated authority
  • What permissions the agent has
  • How long those permissions remain valid
  • Which resources and accounts are accessible

Identity Model

Authority flows down a verifiable chain.

  1. Organization

    org_acme

  2. User / Principal

    usr_finance_lead

  3. AI Agent

    runtime-neutral

  4. Agent Identity

    agent_travel_04

  5. Credentials

    short-lived

  6. Permissions

    scoped

  7. Financial Resources

    wallets · cards · payouts

Identity relationship chain from organization to financial resource

Core Capabilities

Identity, authority and revocation as first-class primitives.

01

Agent Registration

Create unique identities for authorized agents.

02

Principal Binding

Associate an agent with the user, organization or system it represents.

03

Delegated Authority

Define which actions the agent may perform on behalf of the principal.

04

Credentials

Issue secure machine-readable credentials for agent authentication.

05

Permission Scopes

Control API, account, wallet, card and payment access.

06

Expiring Authority

Support permissions that expire or require renewal.

07

Revocation

Immediately revoke an agent or delegated permission.

08

Audit Trail

Maintain records of identity, permission and authorization changes.

Identity & Permissions

Operational view of every registered agent.

Illustrative interface with dummy data.

Agents · Permissionsdummy data
  • AgentTravel Booking Agent
    Agent IDagent_travel_04
    PrincipalAcme Corp
    Statusactive
    Envprod
    Tools4
    Paymentsallowed
    Limit$10,000 / day
    Valid until12 Oct
    Last activity2m ago
  • AgentProcurement Agent
    Agent IDagent_proc_01
    PrincipalAcme Corp
    Statusactive
    Envprod
    Tools5
    Paymentsallowed
    Limit$5,000 / mo
    Valid until01 Nov
    Last activity18m ago
  • AgentTreasury Agent
    Agent IDagent_treas_02
    PrincipalAcme Treasury
    Statuspending
    Envsandbox
    Tools3
    Paymentsreview
    Limit$0
    Valid until
    Last activity1h ago
  • AgentRefund Agent
    Agent IDagent_refund_07
    PrincipalAcme Support
    Statusactive
    Envprod
    Tools2
    Paymentsallowed
    Limit$250 / txn
    Valid until22 Sep
    Last activity5m ago

Delegated Authority

Define exactly what an agent can do.

Grant

Travel Booking Agent

acting for Acme Corp

Can

  • Search travel
  • Book flights
  • Create virtual card
  • Pay approved travel vendors

Cannot

  • Transfer funds to arbitrary bank accounts

Boundaries

Maximum transaction
$2,000
Daily limit
$10,000
Approval required above
$1,000
Permission expiry
30 days

Identity Architecture

Every request resolves through identity before policy.

  • Application / Principal
  • Agent Registration
  • Agent Credential
  • Authentication
  • Permission Evaluation
  • Policy Engine
  • Financial Resource

Security Controls

Controls applied at every authorization decision.

  • Scoped Permissions
  • Short-Lived Credentials
  • Revocation
  • Environment Separation
  • API Authentication
  • Policy Enforcement
  • Audit Logs
  • Approval Escalation

Use Cases

Where agent identity is required.

  • Enterprise AI Agents
  • Procurement Agents
  • Treasury Agents
  • Travel Agents
  • Commerce Agents
  • Banking Agents
  • Marketplace Agents

Before an agent moves money, establish who it is and what it can do.

Register agents, bind them to principals and scope their authority to exactly what the workflow requires.