jStack

Merchant Payments

Accept payments wherever your merchants do business.

Connect online, QR, POS and mobile payment acceptance through a unified merchant payment infrastructure.

Talk to an Expert Explore Merchant Payments ↓
Merchant Dashboarddemo data

merchants

8,412

volume (30d)

94.2M

success rate

97.8%

devices

12,908

  • MerchantHarbor Foods
    Stores14
    Volume1,204,000.00
    Success98.4%
    Refunds2,110.00
    Settlementsettled
  • MerchantNorthline Retail
    Stores38
    Volume4,820,500.00
    Success97.1%
    Refunds18,400.00
    Settlementpending
  • MerchantPace Fitness
    Stores6
    Volume312,900.00
    Success99.0%
    Refunds640.00
    Settlementsettled
  • MerchantOrbit Travel
    Stores3
    Volume2,044,100.00
    Success96.2%
    Refunds31,200.00
    Settlementprocessing

Acceptance Channels

One merchant infrastructure. Multiple ways to get paid.

  • 01

    Online Checkout

    Hosted and API-driven acceptance for web and app.

  • 02

    QR

    Static and dynamic QR acceptance at the counter.

  • 03

    POS

    Terminal-based acceptance and device management.

  • 04

    SoftPOS

    Phone-based acceptance for mobile merchants.

  • 05

    Payment Links / API

    Request-to-pay flows where supported.

  • 06

    Wallet Payments

    Accept from supported wallet balances.

Merchant Architecture

From the customer tap to merchant settlement.

Customer

  • Online
  • QR
  • POS
  • SoftPOS
  • jStack Merchant Payments

Platform

  • Payment Gateway
  • Routing
  • Merchant Management

Connected

  • Banks
  • Acquirers
  • Payment Networks

Outcome

  • Settlement

Core Capabilities

Onboarding, acceptance, settlement and reporting.

  • Merchant Onboarding
  • Store Management
  • Terminal Management
  • Payment Gateway
  • QR Payments
  • POS / SoftPOS
  • Transaction Monitoring
  • Refunds
  • Reversals
  • Settlement
  • Reconciliation
  • Merchant Reporting
Merchant Dashboarddemo data

merchants

8,412

volume (30d)

94.2M

success rate

97.8%

devices

12,908

  • MerchantHarbor Foods
    Stores14
    Volume1,204,000.00
    Success98.4%
    Refunds2,110.00
    Settlementsettled
  • MerchantNorthline Retail
    Stores38
    Volume4,820,500.00
    Success97.1%
    Refunds18,400.00
    Settlementpending
  • MerchantPace Fitness
    Stores6
    Volume312,900.00
    Success99.0%
    Refunds640.00
    Settlementsettled
  • MerchantOrbit Travel
    Stores3
    Volume2,044,100.00
    Success96.2%
    Refunds31,200.00
    Settlementprocessing

Relevant jStack Products

The jStack products behind this solution.

Acceptance programs combine Payment Gateway, QR Payments and POS & SoftPOS, settled through Payouts.

Business Benefits

Outcomes for merchant-facing businesses.

  • Unified Acceptance

    One infrastructure across online, QR, POS and SoftPOS.

  • Faster Onboarding

    Onboard merchants, stores and terminals programmatically.

  • Consistent Reporting

    Volume, success and refunds across every channel.

  • Configurable Routing

    Route transactions across supported acquiring partners.

  • Settlement Visibility

    Track settlement and reconciliation per merchant.

  • Scalable Networks

    Grow merchant and device counts without re-architecting.

Who It's For

For businesses that serve merchants.

  • Banks
  • Acquirers
  • Fintechs
  • Payment Companies
  • Merchant Networks
  • Telecom Operators
  • Retail Platforms

Related Use Cases

Give merchants one infrastructure layer for every payment channel.

Talk to our team about acceptance channels, onboarding and settlement models.

Talk to jStack