QR Payments

Turn any screen or counter into a payment point.

Enable QR-based payments for merchants, consumers, agents and digital businesses through scalable payment infrastructure.

QR Paymentawaiting scan

Merchant

Harbor Coffee · Store 04

248.00 AED

Reference
ord_4471
Payment status
awaiting scan
Expires in
04:52

QR Models

Simple to use. Built for multiple payment experiences.

Static QR

One code. Always ready.

Persistent QR codes for merchants, stores, agents and fixed payment destinations.

  • Retail
  • Small merchants
  • Agents
  • Donation / collection points

Dynamic QR

A code per transaction.

Transaction-specific QR codes containing amount, reference, order information and optional expiry.

  • Checkout
  • Restaurants
  • Billing
  • Digital commerce
  • Invoice collection

Core Capabilities

Everything behind a scan.

Generate, manage and reconcile QR payments across merchants, stores and agent networks.

  • Static QR creation
  • Dynamic QR generation
  • Merchant QR management
  • Transaction references
  • Payment status
  • Real-time notifications
  • Refunds
  • Settlement
  • Merchant management
  • QR lifecycle management
  • Transaction reporting
  • Multi-store hierarchy

Merchant Experience

Confirmation the moment the payment lands.

Payment Confirmedsettled

Payment received

14:32:07 · 12 Aug

248.00 AED

Merchant
Harbor Coffee · Store 04
Customer
Wallet ····9042
Reference
ord_4471
Settlement
T+1 · scheduled
Merchant QR Codes12 active
  • QRqr_10a4
    TypeStatic
    StoreStore 04
    Amount
    Statusactive
  • QRqr_10a9
    TypeDynamic
    StoreStore 04
    Amount248.00
    Statuspending
  • QRqr_10b2
    TypeDynamic
    StoreOnline
    Amount1,120.00
    Statuscompleted
  • QRqr_10b8
    TypeStatic
    StoreAgent 22
    Amount
    Statusactive
  • QRqr_10c1
    TypeDynamic
    StoreStore 09
    Amount62.00
    Statusfailed

How It Works

Scan to settlement, in one flow.

Initiation

  • Merchant / App
  • Generate or Display QR
  • Customer Scans

Processing

  • Payment Rail
  • jStack Processing

Outcome

  • Payment Confirmation
  • Settlement

Use Cases

Wherever a counter, screen or invoice needs to be paid.

  • Retail
  • Restaurants
  • Telecom Agents
  • Bill Payments
  • Government Collections
  • Events
  • SMEs
  • Merchant Networks

Operational Controls

Run the QR estate.

  • Merchant onboarding
  • QR activation / deactivation
  • Transaction search
  • Refund processing
  • Settlement reporting
  • Store / merchant hierarchy

Make payments as simple as scan and pay.

Launch static and dynamic QR acceptance across merchants, agents and digital channels.