Agent Gateway

The secure connection between AI agents and financial systems.

Route agent requests to approved financial APIs while enforcing identity, permissions, policy and transaction controls.

Gateway Pipelineper request
  • AI Agent
  • Authenticate Agent
  • Verify Permission
  • Evaluate Policy
  • Execute Action
  • Record Audit Event

Core Problem

Agents should never connect directly to unrestricted financial APIs.

Agent systems require an intermediary layer capable of validating identity, checking permissions, evaluating policy and controlling financial tool access before execution.

  • Raw API keys grant far more authority than a workflow needs
  • Permissions cannot be evaluated inside the model runtime
  • Policy must be enforced at execution, not suggested in a prompt
  • Every action needs an audit record tied to a principal

Gateway Architecture

Ten checkpoints between intent and execution.

  • AI Agent
  • Agent Gateway
  • Authenticate Agent
  • Resolve Principal
  • Verify Permission
  • Evaluate Policy
  • Select Tool / Rail
  • Execute Action
  • Record Audit Event

Financial Infrastructure

  • Payments
  • Wallets
  • Cards
  • Payouts

Core Capabilities

A control plane for every agent request.

01

Agent Authentication

Validate trusted agent identities.

02

Authorization

Determine which tools and resources an agent can access.

03

Tool Gateway

Expose approved financial functions to AI systems.

04

Policy Enforcement

Evaluate financial actions before execution.

05

Request Validation

Validate transaction parameters and resource access.

06

Approval Routing

Escalate defined actions for human or system approval.

07

Rate & Usage Controls

Control frequency and usage of financial tools.

08

Audit Logging

Record every agent request and financial action.

09

Event Monitoring

Expose action events for monitoring and operational systems.

Tool Access

See exactly which agent used which financial tool.

Illustrative dashboard with dummy data.

Tool Access · Last 24hdummy data
  • AgentProcurement Agent
    ToolCreate Payment
    Resourcewallet_ops_01
    Permissionallowed
    Requests142
    Approved138
    Denied4
    Last action3m ago
    Policysaas_only
    Statusactive
  • AgentTravel Agent
    ToolCreate Virtual Card
    Resourcecard_prog_02
    Permissionallowed
    Requests58
    Approved58
    Denied0
    Last action11m ago
    Policyairline_mcc
    Statusactive
  • AgentTreasury Agent
    ToolSend Payout
    Resourceacct_treasury
    Permissionapproval
    Requests12
    Approved9
    Denied3
    Last action1h ago
    Policydual_control
    Statuspending
  • AgentRefund Agent
    ToolRetrieve Transaction
    Resourcetxn_index
    Permissionread
    Requests410
    Approved410
    Denied0
    Last action1m ago
    Policyread_only
    Statusactive

Tool Catalog

  • Create Payment

    payments:create

  • Check Balance

    wallets:read

  • Create Virtual Card

    cards:issue

  • Send Payout

    payouts:create

  • Transfer Wallet Funds

    wallets:transfer

  • Retrieve Transaction

    transactions:read

Request Lifecycle

A single supplier payment, end to end.

  1. 01Agent requests: pay supplier $850
  2. 02Identity validatedagent_procurement_01 · Acme Corp
  3. 03Permission: payment = allowed
  4. 04Policy: supplier approved, amount < $1,000
  5. 05No additional approval required
  6. 06Payment API invoked
  7. 07Result returned to agent
  8. 08Audit event recordedaud_9f21c

Developers

One execute call, fully mediated.

Examples are illustrative and will follow the final API specification.

  • Agent authentication
  • Scoped credentials
  • Policy evaluation
  • Approval routing
  • Audit events
  • Environment isolation
agent-execute.tsillustrative
const action = await jstack.agents.execute({
  agent_id: "agent_procurement_01",
  action: "create_payment",
  resource: "wallet_ops_01",
  amount: 850,
  currency: "USD",
  beneficiary: "vendor_approved_42"
});

Security

Zero-trust access to financial tools.

  • Zero-Trust Tool Access
  • Scoped Credentials
  • Policy Evaluation
  • Approval Workflows
  • Request Validation
  • Auditability
  • Credential Rotation
  • Environment Isolation

Use Cases

Where the gateway is deployed.

  • AI Procurement
  • Autonomous Commerce
  • Treasury Automation
  • Marketplace Operations
  • Accounts Payable
  • Agentic Banking

Give agents access to financial tools without giving up control.

Mediate every agent request through identity, permission, policy and audit.