Payouts

Move money to customers, partners and businesses at scale.

Send single or bulk payouts across supported banking, wallet and payment rails through one infrastructure layer.

Payout Batcheslive

batches today

42

beneficiaries

18,204

disbursed

6.9M

failed

31

  • btc_88a1 · Payroll

    4,210 beneficiaries

    completed
  • btc_88a4 · Marketplace

    980 beneficiaries

    processing
  • btc_88a9 · Refunds

    142 beneficiaries

    pending

Money Out

One API for money out.

POST /payouts

one instruction · many destinations

Bank Accounts
Wallets
Mobile Money
Merchant Accounts
Partners
Customers

Payout Types

From a single transfer to a national disbursement run.

01

Single Payouts

Send individual payments to beneficiaries.

02

Bulk Payouts

Process high-volume payment batches.

03

Merchant Settlements

Disburse funds to merchants and partners.

04

Customer Refunds

Send funds back to customers through supported rails.

05

Business Disbursements

Support vendor, employee and operational payouts.

Core Capabilities

Controls, routing and reconciliation built in.

01

Beneficiary Management

Store and manage payout destinations securely.

02

Approval Workflows

Support maker-checker and configurable payout authorization.

03

Payout Routing

Route transactions through supported payout rails.

04

Bulk Processing

Initiate and track payout batches.

05

Status Tracking

Monitor queued, processing, completed and failed payouts.

06

Retry & Failure Management

Support controlled handling of failed transactions.

07

Reconciliation

Match payout instructions with final transaction and settlement status.

08

Reporting

Search, export and analyze payout activity.

Payout Operations

Track every batch, beneficiary and status.

Payout Batchesoperations console
  • Batchbtc_88a1
    Date12 Aug
    Beneficiaries4,210
    Amount2,104,000.00
    Completed4,198
    Failed12
    Approvalcompleted
    Settlementsettled
  • Batchbtc_88a4
    Date12 Aug
    Beneficiaries980
    Amount480,220.00
    Completed612
    Failed4
    Approvalcompleted
    Settlementpending
  • Batchbtc_88a9
    Date12 Aug
    Beneficiaries142
    Amount38,900.00
    Completed0
    Failed0
    Approvalpending
    Settlementpending
  • Batchbtc_889f
    Date11 Aug
    Beneficiaries6,024
    Amount3,910,400.00
    Completed6,009
    Failed15
    Approvalcompleted
    Settlementsettled
Beneficiaries1,204 saved
  • ben_123Bank · ····4417
  • ben_188Wallet · wal_9c22
  • ben_204Mobile Money · ····2210
  • ben_255Bank · ····8890
  • ben_291Merchant · Harbor Foods

How It Works

From payout instruction to reconciliation.

Instruction

  • Business / Platform
  • jStack Payout API

Controls

  • Validation & Policy
  • Approval
  • Routing

Rails

  • Bank
  • Wallet
  • Mobile Money

Outcome

  • Beneficiary
  • Status & Reconciliation

Use Cases

Every kind of money-out flow.

  • Employee Payouts
  • Gig Workers
  • Vendors
  • Marketplace Sellers
  • Insurance Claims
  • Loan Disbursement
  • Customer Refunds
  • Government Disbursement
  • Merchant Settlement

Developers

Integrate payouts with a simple API.

Create payouts, batch them, and track status through webhooks — with idempotency built in.

  • API
  • Webhooks
  • Idempotency
  • Batch Processing
  • Transaction Status
  • Sandbox
payouts.createnode
const payout = await jstack.payouts.create({
  amount: 5000,
  currency: "INR",
  beneficiary: "ben_123",
  rail: "bank"
});

Send money wherever your business needs it to go.

Single or bulk, across banking, wallet and mobile money rails.