Talk to an Expert

Bill Payments

Connect customers to everyday bill payment services.

Enable bill discovery, validation and payment experiences across supported billers and service providers.

Talk to an Expert Explore Bill Payment APIs ↓

Bill Inquirybiller_2201

Biller

City Utility Board

reference · 8841-2290-04

Customer: N. Al Farsi
Bill amount: 412.60
Due date: 24 Aug
Partial payment: Supported

receipt rcp_44a1success

Bill Payment Journey

From bill lookup to payment confirmation.

01Customer
02Select Biller
03Enter Account / Reference
04Bill Inquiry
05Confirm Amount
06Payment
07Receipt / Status

Core Capabilities

Inquiry, payment and reconciliation as one workflow.

Biller Directory
Bill Inquiry
Customer / Account Validation
Bill Amount Retrieval
Bill Payment
Partial Payment (where supported)
Payment Confirmation
Receipt Generation
Status Tracking
Reconciliation
Refund / Reversal Handling
Channel Configuration

Biller Categories

Configurable categories per market.

Categories and billers are configured per deployment. Availability depends on integrated providers in each market.

Utilities
Electricity
Water
Gas
Telecom
Internet
TV
Education
Insurance
Government Services

Operations

Payments, channels and settlement in one console.

Bill Paymentsoperations console

Biller	Customer Reference	Amount	Due Date	Payment Status	Transaction ID	Channel	Settlement
City Utility Board	8841-2290-04	412.60	24 Aug	success	btx_5512	Wallet App	settled
Metro Water	MW-99012	88.20	26 Aug	pending	btx_5518	Agent	pending
Telecom Provider B	TP-441209	220.00	01 Sep	success	btx_5524	API	settled
Insurance Co. C	IC-77213	1,240.00	05 Sep	failed	btx_5530	Wallet App	reversed

BillerCity Utility Board
Customer Reference8841-2290-04
Amount412.60
Due Date24 Aug
Payment Statussuccess
Transaction IDbtx_5512
ChannelWallet App
Settlementsettled
BillerMetro Water
Customer ReferenceMW-99012
Amount88.20
Due Date26 Aug
Payment Statuspending
Transaction IDbtx_5518
ChannelAgent
Settlementpending
BillerTelecom Provider B
Customer ReferenceTP-441209
Amount220.00
Due Date01 Sep
Payment Statussuccess
Transaction IDbtx_5524
ChannelAPI
Settlementsettled
BillerInsurance Co. C
Customer ReferenceIC-77213
Amount1,240.00
Due Date05 Sep
Payment Statusfailed
Transaction IDbtx_5530
ChannelWallet App
Settlementreversed

Use Cases

Bill payments across every channel.

Digital Wallets
Mobile Money
Banks
Fintech Apps
Agent Networks
Retailers
Super Apps
Government Portals

Related Products

Put everyday bill payments inside your financial product.

Biller discovery, validation, payment and reconciliation through configurable APIs.

Build with jStack