Prepaid Cards

Launch prepaid card programs for controlled spending.

Create reloadable or configured-balance card experiences for consumers, employees, customers and closed-loop financial programs.

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jStackprepaid

•••• •••• •••• 6620

Cardholder

M. OSEI

Expiry

06/29

masked, illustrative card data

Balance · crd_6620

Available

1,240.00

Loaded MTD

2,000.00

Product Models

Flexible card programs built around available value.

Program models are configurable — actual rules depend on connected partners and the markets where a program operates.

Reloadable Prepaid

Balances topped up repeatedly over the life of the card.

Single-Fund Prepaid

A one-time loaded value for a defined purpose.

Employee Prepaid

Company-funded spending for staff programs.

Benefits Card

Configurable allowances for benefit categories.

Travel Card

Trip-scoped balances with configurable controls.

Incentive / Reward Card

Value issued for rewards and campaigns.

Closed-Loop Card

Spending restricted to a defined merchant set.

Core Capabilities

Loads, balances and controls in one program layer.

Card Issuing
Balance Management
Load / Reload
Spend Limits
Merchant Controls
Transaction Limits
Cardholder Management
Freeze / Unfreeze
Transaction Monitoring
Card Status
Expiry Management
Program-Level Controls
Settlement & Reconciliation

Program Operations

Track cards, loads and spending across the program.

Prepaid Program · Benefits 2026dummy data

cards

6,412

loaded MTD

1.28M

spent MTD

884K

balance held

396K

Cardholder	Program	Card	Available	Last Load	Spend MTD	Limit	Status
M. Osei	Benefits	•••• 6620	1,240.00	2,000.00	760.00	2,500 / mo	active
S. Iyer	Travel	•••• 7781	480.00	1,500.00	1,020.00	1,500 / trip	active
A. Rahman	Rewards	•••• 4429	50.00	50.00	0.00	single load	pending
L. Fernandes	Allowance	•••• 1102	0.00	600.00	600.00	600 / mo	failed

CardholderM. Osei
ProgramBenefits
Card•••• 6620
Available1,240.00
Last Load2,000.00
Spend MTD760.00
Limit2,500 / mo
Statusactive
CardholderS. Iyer
ProgramTravel
Card•••• 7781
Available480.00
Last Load1,500.00
Spend MTD1,020.00
Limit1,500 / trip
Statusactive
CardholderA. Rahman
ProgramRewards
Card•••• 4429
Available50.00
Last Load50.00
Spend MTD0.00
Limitsingle load
Statuspending
CardholderL. Fernandes
ProgramAllowance
Card•••• 1102
Available0.00
Last Load600.00
Spend MTD600.00
Limit600 / mo
Statusfailed

Flow

From program funding to reconciled transaction.

Program

Program Operator

Load Funds

Prepaid Balance

Card

Merchant Transaction
Authorization

Downstream

Ledger & Reconciliation

Use Cases

Prepaid programs across every funding model.

Employee Benefits
Rewards
Travel
Payroll / Allowances
Government Programs
Consumer Prepaid
Telecom Programs
Closed-Loop Ecosystems

Build prepaid experiences with configurable controls.

Loads, balances, limits and reconciliation across every prepaid program.

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